Wealth Growth Planner
Plan wealth growth with fees, inflation, a target, and comparable return scenarios.
This selection sets the currency unit only; amounts are not converted using exchange rates.
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Projected wealth after fees
Purchasing power today
Estimated fee effect
Balance growth
Plan wealth as a scenario
The planner combines starting wealth, monthly savings, term, and return with fees and inflation. This shows both a nominal ending value and its estimated purchasing power.
How to read the chart
Contributions provide the baseline. The nominal line shows the neutral scenario after fees. The real line translates it into today's purchasing power, while defensive and optimistic lines show the impact of your scenario range.
Limits of the model
Constant returns and inflation are simplified assumptions. Market volatility, taxes, changing contributions, and specific product rules are not included.
Frequently Asked Questions
How does the wealth planner work?
The planner grows starting wealth and monthly contributions using your return assumption. Fees reduce the assumed net return, while inflation translates the result into purchasing power in today's terms.
What do the three scenarios mean?
The neutral scenario uses your assumed return. Defensive and optimistic scenarios subtract or add the scenario range you entered. None of them is a market forecast.
Are taxes included?
No. This is a country-neutral planning model and does not include taxes, subsidies, product limits, or personalized investment advice.