Paycheck Calculator Canada
Enter gross pay, pay period, province and RRSP rate for Canada in 2025 or 2026 to itemize net pay and deductions.
From gross pay to take-home pay
Select the tax year and pay frequency first. The calculator annualizes gross pay, estimates federal and provincial income tax plus CPP, CPP2, and EI, then divides annual amounts back into the selected period.
Province and payroll contributions
The selected province determines the provincial brackets and basic personal amount used in the estimate. CPP and EI rise with annual earnings only until their respective maximums have been reached.
How to read the example
With CAD 5,000 entered monthly, the calculator models CAD 60,000 in annual gross pay. Monthly result amounts are annual taxes and contributions divided by twelve. An RRSP percentage is treated as a recurring pre-tax payroll contribution.
Why an actual pay stub may differ
The model includes federal and provincial income tax after basic personal credits and phase-outs, plus CPP/QPP, CPP2/QPP2, EI, and QPIP. Quebec uses QPP, its EI rate, QPIP, and the 16.5% federal abatement. Personal claims, benefits, and employer deductions remain excluded.